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Home Avenue Real Estate & Finance - Interest Rates

 

Loan Type

Rate

APR

Down Payment

Principal and Interest Payment

Principal, Interest, Tax, Insurance and PMI (if applicable) Payment

Conventional 

3.625%

 3.680%

20%

$2,208.88

            $2,920.28

VA

3.250%

 3.313%

0%

$2,153.24

            $2,738.49

FHA

2.875%

 4.317%

3.5%

$2,044.70

            $2,991.33

Conventional with PMI

3.625%

4.200%

5%

$2,208.88

            $2,917.56

      Conventional with PMI               *FNMA HomeReady

     3.375%     3.792%

5%

      $2,141.29             $2,849.98

     Conventional with PMI             *FNMA HomeReady

3.375%

3.896%

3%

$2,141.29

             $2,867.27

Based on: Loan Size $484,350, Purchase, Primary single family residence, 760 Fico, Full documentation, 30 Year Fixed, First position, With Tax & Insurance Impounds.  Sales Price with 20% Down = $605,440 / Sales Price with 5% Down = $509,843, Sales Price with 3% Down = $499,329, Sales Price with 3.5% Down (FHA) = $501,917, Sales Price with 0% Down (VA) = $484,350. Payment calculated using tax rate of 1.25% and insurance rate of .20%, PMI based on DTI < 45%, 2 Borrowers.  Rates are subject to change without prior notice. This is not an interest rate commitment.  Equal Opportunity Lender.       

FNMA HomeReady program subject to income limits based on geographic location - lookup income limit by address at: https://homeready-eligibility.fanniemae.com/homeready/. PMI = Private Mortgage Insurance. Down Pymt Assistance (DPA) Programs available. Call us to discuss the best program, pricing & down payment options for you. (Posted 09/26/19, 6:48 AM)

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